The right investment plan can be a game-changing option for Investment. Investment options available in India have evolved rapidly over the past decade. Investment options that were once only accessible to large investors are now available even for small-scale investors. Thanks to the proactive steps taken by our government and various financial bodies. Hence we require to develop the right investment planning outlook and attitude too while drafting it.
WHAT SHOULD ONE CONSIDER WHILE INVESTMENT PLANNING?
HOW TO INVEST IN STOCKS?
The National Stock Exchange of India (NSE) and Bombay Stock Exchange is open to Indian citizens and foreign investors not listed on another significant international market. An investor may purchase individual company shares as well mutual funds and ETFs that hold multiple stocks. But the right guidance to diversify the investment can be expected from an investment planner. Today in India, we have seen a rapid rise of retail investors (common people) investing quite a bit of their savings into the stock market. In a recent SBI report, it was pointed out retail investors are increasing because of various reasons like low-interest rates in bank deposits, read more about it here https://www.livemint.com/market/stock-market-news/why-more-and-more-individual-investors-in-india-are-investing-in-stock-market-11624337297582.html
ALL ABOUT MUTUAL FUNDS BY A FINANCIAL PLANNER
Mutual funds are professionally managed portfolios that hold hundreds or thousands of stocks. Depending on the fund’s objective, the fund may also invest in other financial assets such as bonds and money market accounts. Here the benefit is these funds are managed by fund managers who are experts in their field. Today in India, it looks like Mutual Fund is a must in your financial planning portfolio. So, why delay, get a financial advisor who can mentor you to grow your money in the most lucrative manner.
Investment in insurance is quite popular with many prominent players in the insurance industry. This is because insurance companies’ investments allow investors to have protection cover as well as grow wealth over the long term. But again, here, there are numerous products, so select the ones aligned to long-term financial goals.
Investment in gold is a long-term investment solution for many investors. The price of buying gold has gone up exponentially over the last five years, meaning that if you were to purchase it today, it would be worth far more than what you paid for it compared to five years ago. In addition, investment in gold is a low-risk investment with a reasonable rate of return so far, which means it’s a good option for anyone looking to diversify their portfolio.
Investment in private equity has become increasingly popular over the last five years. Indian companies that are expanding and growing offer private equity investment. Private equity investment is a chance for investors to involve in a growing company. It has the potential of making more money than if they had placed their funds into other avenues such as bank deposits. This option is not available to everyone; however, there are some avenues to buy unlisted shares. Do check with me in case you want to know more about unlisted shares.
PUBLIC PROVIDENT FUND IS A MUST SAY FINANCIAL PLANNER
Investment in the Public Provident Fund is a popular option for many individuals as it provides them with a steady, minimum guaranteed return on their investment. But if you are headed for a definite goal, get advice from a goal-oriented financial planner.
KNOW REAL ESTATE INVESTMENT FROM A FINANCIAL PLANNER
Investment opportunities in Indian real estate have boomed over the last five years, from small apartments to large sprawling bungalows. Investment in Indian real estate is very lucrative. It allows you to make money off of the three most important things anyone can have.
BANK FIXED DEPOSITS
Investment in bank fixed deposits is the most popular choice to grow savings. This is a safe way to save money over time and provide you with interest that can help supplement your income. Fixed deposits have been the preferred method for investing. There is a little risk and provides a very steady return on investment. However, it may not be the best option for many as the returns are typically low.
Investment in India has become very lucrative over the last five years. It is due to the rise of mutual funds and the stock market in general. These industries have given many investors a chance to make some serious cash correctly with the proper investment planning and management. Investment choices have also expanded to include gold and funds to diversify one’s portfolio. However, bank-fixed deposit investment has consistently remained the most popular choice for individuals looking to grow their savings. These days, investment opportunities are widespread and diverse, with something for everyone, no matter how large or small. Talk to a professional financial planner to know more.